Wyoming Deals a Blow to Insurers

Wyoming Deals a Blow to Insurers

The Wyoming Supreme Court just raised the bar for insurers by adopting a notice prejudice standard for the first time.  Finding that insurance policies are contracts “of adhesion” where the insured has little or no bargaining power to vary the terms, the Court will...
10th Circuit Court of Appeals Continues to Expand Insurer Liability Under Delay/Denial Statute

Subrogation and Debt Collection Under the FDCPA

A recent case from the Colorado Court of Appeals makes it easier to pursue subrogation claims without the burdens and risks posed by Colorado’s Fair Debt Collection Practices Act.  The court addressed the question of whether the CFDCPA, sections 12-14-101 to -137,...
10th Circuit Court of Appeals Continues to Expand Insurer Liability Under Delay/Denial Statute

Notice-Prejudice Rule Applied to Conditions Precedent

All insurance policies obligate policyholders to promptly report claims. Prompt reporting affords the carrier the opportunity to quickly investigate and determine if a loss is covered, and to take steps to limit further damage. These opportunities are not available...