Subrogation and Debt Collection Under the FDCPA

Subrogation and Debt Collection Under the FDCPA

A recent case from the Colorado Court of Appeals makes it easier to pursue subrogation claims without the burdens and risks posed by Colorado’s Fair Debt Collection Practices Act.  The court addressed the question of whether the CFDCPA, sections 12-14-101 to -137,...
Subrogation and Debt Collection Under the FDCPA

Notice-Prejudice Rule Applied to Conditions Precedent

All insurance policies obligate policyholders to promptly report claims. Prompt reporting affords the carrier the opportunity to quickly investigate and determine if a loss is covered, and to take steps to limit further damage. These opportunities are not available...
2016 End of Session Legislative Reports

2016 End of Session Legislative Reports

The 2016 legislative session adjourned on Wednesday, May 11, 2016. During the 2016 legislative session, Republicans controlled the Senate by one, razor-thin vote, while Democrats controlled the House by two, very precious votes. This split legislature created a...
Department of Labor – New Overtime Rules

Department of Labor – New Overtime Rules

Under the Fair Labor Standards Act (“FLSA”), employers are required to pay overtime at a rate of one-and-one-half times the regular rate of pay to employees who work more than 40 hours in a week, unless the employee is subject to an exemption. Among the exemptions...
Subrogation and Debt Collection Under the FDCPA

New Coverage Ruling From Colorado Supreme Court

The Colorado Supreme Court issued a ruling finding a carrier, acting in accordance with its underwriting records and with the policy as issued though later reformed voluntarily by the carrier, was reasonable in denying UIM coverage to a claimant not identified as an...